DISCLAIMER
THANK YOU FOR VISITING OUR SITE. WE HOPE YOU FIND IT NOT ONLY USEFUL BUT ALSO INSIGHTFUL.
IN ORDER TO ENSURE THAT THERE ARE NO MISUNDERSTANDINGS THAT COULD LEAD TO POSSIBLE DISPUTES ABOUT YOUR ONLINE DEALINGS WITH US, WE WOULD APPRECIATE IT IF YOU READ THIS DISCLAIMER, WHICH COVERS ALL INTERACTIONS AND TRANSACTIONS ON THIS SITE.
The information appearing on these pages is made available without any representation or warranty whatsoever, and is not intended to constitute a recommendation, guidance or proposal, whether expressed or implied, with regard to the suitability of any product in respect of any financial need you may have. While we have taken care to ensure that the content of www,iua.co.za is accurate, this website and the services accessible on or via www.iua.co.za are provided “as is” and your use of and reliance on the information on this website and the online services is entirely at your own risk. We reserve the right, in our sole discretion to correct any errors or omissions in any portion of www.iua.co.za. IUA does not warrant that the functions provided by the site will be uninterrupted or error free, or that the site or the server is free from viruses or other harmful components. All information regarding the products and services, including information in respect of their terms and conditions and any other information, is subject to change without notice.
Comments placed by public users on the site:
We value comments received from visitors to www.iua.co.za. However, you agree not to transmit any material that is unlawful or harmful, defamatory, abusive, threatening, vulgar or obscene. You remain liable to any third party for your comments and IUA is not liable to any third party regarding the content of your comments.
Links to other websites:
www.iua.co.za provides links to other websites. The fact that we have such links must not be construed as constituting any relationship or endorsement of the linked third party, and reliance on all information and content provided by the external link is done so at your own risk.
Protection of Privacy of user:
IUA takes the protection of Personal Information very seriously and for this reason we take all reasonable measures to protect your Personal Information and to keep it confidential. Personal information refers to information that identifies or relates specifically to you, for example, your name, age, gender, identity number and your email address. In short, any information that we know about you will be regarded as your Personal Information. Whenever you use www.iua.co.za, complete an application form, contact us electronically, or use one of the services or facilities offered by us, we will collect your personal information.

The information we maintain concerning our clients is stored in databases that have built-in safeguards to ensure the privacy and confidentiality of that information. IUA accepts no liability whatsoever for any loss, damage (whether direct, indirect, special or consequential) and/or expenses of any nature whatsoever, which may be suffered as a result of or which may be attributable, directly or indirectly, from information made available on these pages or links, and actions or transactions resulting there from.

The laws of the Republic of South Africa will govern all terms and conditions of any products and services contained in these pages. Should you apply for any products or services through www.iua.co.za, you hereby consent and submit to the jurisdiction of the South African courts in regard to all proceedings, actions, applications or the like instituted by either party against the other, and in any way arising from any stated terms and conditions.